Three Tools. Every Deal.
Professional calculators used on every acquisition we analyze. Free. No signup.
Scroll down to use them
DSCR Calculator
FinancingWhen to use
Before applying for a DSCR loan or evaluating any rental property.
What it tells you
Debt Service Coverage Ratio. Tells your lender whether rental income covers the mortgage. Most lenders require 1.20+.
1
Enter monthly gross rent2
Enter PITI loan payment3
Read your DSCR scoreBRRRR Calculator
StrategyWhen to use
When evaluating any buy-rehab-rent-refi deal from start to finish.
What it tells you
Models your full BRRRR exit: purchase + rehab vs. ARV, cash-out refi proceeds, equity built, and capital left in the deal.
1
Enter purchase price + rehab2
Enter ARV and refi LTV %3
See equity and remaining capital70% Rule
UnderwritingWhen to use
When making a quick offer decision on a flip or wholesale deal.
What it tells you
Industry standard for flips: max offer = 70% of ARV minus repair costs. Protects your profit margin on every deal.
1
Enter after-repair value (ARV)2
Enter estimated repair cost3
Get your max allowable offerUse the tools
Calculator
DSCR Loan Qualifier
1.42x
✓ Qualifies
Monthly Rent
Purchase Price
Down Payment %
Interest Rate %
Monthly Taxes
Monthly Insurance
P&I Payment$727.18
PITI (Total)$987.18
Monthly Cash Flow$412.82
DSCR Ratio1.418x
Down Payment$26,000
Calculator
BRRRR Analyzer
Purchase Price
Rehab Cost
Closing Costs
After Repair Value
Monthly Rent
Refi Rate %
Monthly Taxes
Insurance/mo
Total Capital In$98,000
Refi Loan Amount$90,000
Cash Back at Refi$-8,000
Equity Retained$30,000
Monthly Cash Flow$435.71
Annual Cash Flow$5,228.48
Calculator
70% Rule / MAO
After Repair Value (ARV)
Estimated Rehab Cost
Max Allowable Offer
$42,000
ARV × 70% − Rehab = MAO
ARV × 70%$77,000
Minus Rehab− $35,000
MAX OFFER$42,000
Profit Margin at MAO$33,000
Byhumn Tech Partner
AI EMAIL TRANSACTION COORDINATOR AGENT
Real Estate Transaction Management • From Contract to Close • Fully Automated Communication & Tracking
Agent Online
1
Contract Received
Contract uploaded or received via email
2
Agent Takes Over
AI extracts info, creates deal, opens file
3
Communicate
Agent emails title, buyer, seller, lender, etc.
4
Collect & Reconcile
Agent collects docs, reconciles and organizes
5
Complete
All conditions met, ready to close
6
Handoff
Post-close: rehab or rental workflow begins
Agent Live Feed— watching all inboxes
EMAIL IN
ACTION
ALERT
ESCALATE
EMAIL IN
just now
Title company sent updated commitment — 123 Maple St
→ Logged to deal file. Commitment stored.
ACTION
1m ago
Sent EMD receipt confirmation to buyer agent
→ SAFE — auto-sent.
ALERT
3m ago
Financing deadline in 48 hours — no lender update
→ REVIEW draft queued for your approval.
EMAIL IN
5m ago
Lender: "Appraisal ordered. 5 business days."
→ Deadline added. Reminder set for day 4.
Monitoring 3 active transactions · 0 overdue itemsInbox scan every 90s
Exception Report — Needs Attention
123 Main St
EMD due tomorrow, no receipt found
High Priority
456 Oak Ave
Title has not responded in 4 days
Medium Priority
789 Pine Rd
Closing in 3 days, lender docs still missing
High Priority
321 Lake St
Insurance not confirmed yet
Medium Priority
Integrations
Gmail
Google Drive
HighLevel CRM
DocuSign
Make (Automation)
Telegram
One-Time Fee Setup — No Subscriptions
Hardware + Setup
Mac Mini
Command Station
$3,500
One-Time
We build it, configure it, and ship it directly to you. Plug it in and your automation system is running from day one. Pre-loaded with your workflows, secured, and ready to train on your schedule.
Mac Mini hardware included
Fully built and configured before shipping
Workflows loaded and tested
Secured and remote-monitored setup
Train it yourself — full control handed to you
Shipped directly to your door
